Australian Mortgage Calculators

Calculate borrowing capacity, repayments, stamp duty, and refinancing options

Updated with 2025 interest rates and stamp duty schedules

How Much Can I Borrow?

Gross Annual Income ($)

Monthly Living Expenses ($)

Existing Monthly Debt Payments ($)

Available Deposit ($)

Number of Dependents

Interest Rate (%)

Your Borrowing Capacity

Disclaimer: These calculators provide estimates only and should not be relied upon as financial advice.

Interest rates, fees, and lending criteria vary between lenders and change regularly. Always seek professional advice and obtain quotes from multiple lenders before making financial decisions.

Rates updated August 2025 | Based on current market conditions