Construction Loans
Build Your Dream Home
Constructing your own home is an exciting journey that requires specialized financing. Our construction loans provide progressive drawdowns as building milestones are reached, ensuring your project stays on budget and on schedule.
The Construction Loan Process
Construction loans work differently from standard home loans. Instead of receiving the full loan amount upfront, funds are released in stages as construction progresses. This ensures that builders are paid for completed work while protecting your investment.
We guide you through each phase of the construction loan process - from initial plans and council approvals to the final inspection and conversion to a standard mortgage once construction is complete.
Our expertise in construction financing means we understand the unique requirements of builders, certifiers, and progress inspectors, making the entire process smoother for you.
Construction Loan Features
Specialized financing for building projects
Progress Draws
Funds released in stages as construction milestones are completed, keeping your project on track.
New Builds
Financing for building your dream home from the ground up on your chosen block of land.
Flexible Terms
Loan structures designed around your construction timeline and payment schedule.
Expert Guidance
Support through every phase from planning to completion and conversion to a standard mortgage.
Types of Construction Projects
New Home Construction
Financing to build your dream home on a block of land you already own or are purchasing.
House & Land Packages
Combined financing for both the land purchase and construction of your new home.
Renovations & Extensions
Funding for major home improvements that increase your property's value and functionality.